Money Mindset Blocks That Hold Makers Back (and How to Overcome Them)

As a handmade business owner, your creativity is your superpower—but if you’re not making the income you desire, it may not be your products holding you back. More often than not, it’s your money mindset.

Money mindset is the set of beliefs and feelings you hold about money. If those beliefs are limiting, they create invisible blocks that stop you from pricing confidently, scaling your sales, and stepping into abundance. Let’s break down the most common money mindset blocks that hold makers back and how to overcome them.

1. The “I Can’t Charge That Much” Block

Many makers undervalue their time, skill, and creativity. You may think, “Who would pay that much for something I made?” or feel guilty about pricing your work fairly.

Why It’s Harmful: Underpricing keeps you stuck in a cycle of overwork and under-earning, making it nearly impossible to scale.

How to Shift:

Calculate your true costs (materials, time, overhead).
Add a profit margin that honors your value.
Use affirmations like, “My creativity is worthy of fair compensation.”

2. The Scarcity Mindset Block

Scarcity sounds like: “There aren’t enough customers,” or “If I raise my prices, no one will buy.” This fear keeps you small.

Why It’s Harmful: Scarcity makes you play it safe, preventing growth and opportunities.

How to Shift:

Track wins, no matter how small, to remind yourself of abundance.
Study your market—there are always customers willing to invest in quality.
Replace scarcity thoughts with: “There are more than enough customers for me.”

3. The “Starving Artist” Block

This is the belief that creativity and financial success can’t coexist. Many makers unconsciously adopt the stereotype that artists should struggle.

Why It’s Harmful: It sabotages your confidence, making success feel unattainable or “unrealistic.”

How to Shift:

Surround yourself with examples of thriving handmade entrepreneurs.
Journal about how your business serves others (creativity and abundance can coexist).
Repeat: “My art is valuable, and abundance supports my creativity.”

4. The Overgiving Block

Do you find yourself constantly giving discounts, freebies, or undercharging because you want to “help people”?

Why It’s Harmful: Overgiving depletes your energy and finances, creating resentment instead of empowerment.

How to Shift:

Create clear boundaries in pricing.
Recognize that fair exchange is healthy—customers value what they invest in.
Practice saying “no” with love.

5. The Fear of Success Block

Sometimes it’s not failure you fear—it’s success. You may worry that making more money means more stress, pressure, or even judgment from others.

Why It’s Harmful: This block causes self-sabotage—you hesitate to post, avoid raising prices, or stop yourself from expanding.

How to Shift:

Visualize success as supportive and freeing.
Write out what success would give you (more freedom, more creativity, more impact).
Affirm: “I am safe to succeed.”

How to Tell If You Have Money Mindset Blocks

Ask yourself:

Do I feel guilty about charging for my products?
Do I believe people can’t afford my work?
Do I underprice even when I know the value?
Do I worry about being judged for wanting more money?

If you answered “yes” to any of these, it’s time to start healing your money mindset.

Practical Ways to Heal Money Mindset Blocks

Daily Affirmations – Rewire limiting beliefs with empowering money mantras.
Journaling Prompts – Write about your earliest memories of money and how they affect you now.
Visualization – Picture yourself thriving as a maker, with happy customers who love investing in your work.
Education – Learn about pricing, wholesale, and scaling so fear doesn’t control your decisions.
Community – Surround yourself with like-minded entrepreneurs who normalize abundance.

Your creativity has real value—and the world is waiting to experience it. By identifying and releasing money mindset blocks, you’ll step into abundance and create a thriving handmade business. When you heal your relationship with money, you not only grow your business—you expand your confidence, impact, and joy.